What is the Core Four portfolio really made of?

Rick Ferri’s Core Four: US stocks, international stocks, real estate and bonds, at 48 / 24 / 8 / 20.

Measured on 2026-09-15

What it is made of

Funds publish only their largest holdings, so this table covers 23% of the money. The companies below that line are held too; they are simply not published.

Where the risk sits

Since last week

First measured on 2026-09-15. The comparison with the week before appears after seven days of measurements.

The reading, in full

PORTFOLIO: Core Four
2011-01-28 to 2026-09-15 · 3,929 trading days · USD

4 holdings.
96% is one shared direction, led by VNQ, VTI, VXUS.

VTI carries 60% of the risk on its own.
Volatility 13% · worst fall on record 29%.
Risk 13% → 11% over the last year, mostly because the holdings themselves got quieter.

Descriptive. No forecast, no advice. Every figure above is measured over the window named at the top.
riskcopilot.app

What this does not say

• Every figure is measured on past daily prices over the window below. It is not a forecast of returns or losses.
• The window starts when the youngest fund began trading, so older crises may lie outside it.
• These are model allocations as they are commonly described, not recommendations; the weights measured are the ones printed above.

Your own version

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Other portfolios

Measured 2011-01-28 to 2026-09-15 over 3,929 trading days, in USD, from yahoo prices. Descriptive: this page reports what these holdings have done and how their risk is built. It does not forecast returns or losses and it is not advice. How every figure is measured. Terms and privacy: /terms. If a figure looks wrong: [email protected].