What is the VT and BND 80/20 portfolio really made of?

One world stock fund and one bond fund, at 80 / 20.

Measured on 2026-09-15

Where the risk sits

Since last week

First measured on 2026-09-15. The comparison with the week before appears after seven days of measurements.

The reading, in full

PORTFOLIO: VT and BND 80/20
2008-06-26 to 2026-09-15 · 4,582 trading days · USD

2 holdings.
Essentially all of it is one shared direction, led by VT, BND.

VT carries 99% of the risk on its own.
Volatility 16% · worst fall on record 42%.
Risk 14% → 12% over the last year, mostly because the holdings themselves got quieter.

Descriptive. No forecast, no advice. Every figure above is measured over the window named at the top.
riskcopilot.app

What this does not say

• Every figure is measured on past daily prices over the window below. It is not a forecast of returns or losses.
• The window starts when the youngest fund began trading, so older crises may lie outside it.
• These are model allocations as they are commonly described, not recommendations; the weights measured are the ones printed above.

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Other portfolios

Measured 2008-06-26 to 2026-09-15 over 4,582 trading days, in USD, from yahoo prices. Descriptive: this page reports what these holdings have done and how their risk is built. It does not forecast returns or losses and it is not advice. How every figure is measured. Terms and privacy: /terms. If a figure looks wrong: [email protected].